Advice to your Grandkids when Skateboarding

Here are some simple "dos and donts" from the American Academy of Pediatrics that make your grandkids slightly safer when "sidewalk surfing"...

when skateboarding...
1. do wear a helmet, knee pads, wrist braces
2. do wear closed toe , slip resistant shoes
3. do ride on smooth surfaces, avoid dirt and gravel

4. Dont ride skateboards during night, dusk or bad weather
5. dont ride near traffic
6. dront practice tricks unless in designated skateboarding areas.

Health Savings Accounts by American Express?

Now American Express is getting in the act.

What do you think of their new "high deductible health plan"? Is this the answering to our growing problems associated with the cost of our healthcare delivery system?

American Express HealthPay Plus is a payment solution from American Express that works alongside a health plan and includes, surprise, surprise, a "low interest" optional credit line with "no annual fee" from American Express.

Is this a solution or part of the problem?
Ultimately, I think that when market forces are allowed to really dive into our healthcare delivery system.. we will have a better shot at fixing it.. there is no doubt it is broken now.. with 46 million uninsured and corporations unable to continue to afford to foot the bill of increasing costs for their employees..

health savings accounts are growing and may represent a partial fix, let me know your thoughts?